Home Construction Loan EMI Calculator
Your monthly EMI, total interest, and whether you may get the PMAY-U 2.0 interest subsidy.
PMAY-U 2.0 interest subsidy in brief
- For loans sanctioned from 1 September 2024 until 2028–29
- 4% interest subsidy on the first ₹8 lakh of a loan up to ₹25 lakh, over up to 12 years
- Maximum about ₹1.8 lakh, paid in 5 yearly instalments
- House value up to ₹35 lakh; household income up to ₹9 lakh a year
Check eligibility with your bank and on pmay-urban.gov.in. Interest rates change; confirm with the lender.